The 5% earnings are capped each quarter, but even so, this can net you significant savings if you can maximize them. The Chase Freedom Flex℠ * is a no annual fee card with generous cash back earnings in rotating categories. With no large changes to these cards announced, it’s likely they’ll retain their status as top-tier in the coming year. There are some cards known for solid offers due to a combination of earnings potential and additional benefits.
See our guide to choosing a cash-back card for more information.
The best cash-back card for you is the card that most closely aligns with your spending habits, credit health and goals.